Are you on the fence about whether or not you should get health insurance? Perhaps you’ve been healthy your whole life and don’t feel that you need health coverage. Or maybe you simply don’t want to pay for it. Health insurance is helpful in a multitude of different ways. Here are three reasons you should consider purchasing health insurance.
- Emergency Care
The very definition of an emergency is something happening that you didn’t expect. While you might have been as strong as an ox your entire life, in a fraction of a second, your whole life could turn around. You might accidentally fall off a ladder and need back surgery, or you could be involved in a terrible car crash. If you don’t have health insurance and you have to go to the hospital, you will likely find yourself on the hook for thousands of dollars in medical bills. While you might not be happy paying your monthly health insurance premium, it pales in comparison to the bills you could see for even a short hospital stay.
- In Home Care
Another reason to get insured is that you don’t know how your health will continue to be throughout your life. You could one day unexpectedly find yourself facing a health battle that makes it hard for you to leave the house to get medical care. If you don’t have insurance, you not only have to pay full price for your medical care, but you likely won’t be able to afford to have in home care services Floral Park NY come help take care of you.
Without health insurance, you’ll likely find that your medications are extremely expensive. Some medications can easily cost thousands of dollars a month when you don’t have insurance. When you’re paying prices like that, being prescribed a monthly medicine could easily bankrupt you. Instead of avoiding taking the medicines you need, you should consider signing up for health coverage.